May 2014

Individual grants

In keeping with the benevolent nature of Sir Ratan Tata and Lady Navajbai Tata and their inclination to help individuals in need of assistance, the Trusts have, since inception, laid great emphasis on its Individual Grants Programme. What characterizes this Programme is the continuous efforts expended by the Trusts to hone systems that ensure a comprehensive, systematic and most importantly, fair and humane approach to identify needy individuals.

The Individual Grant Programme provides financial assistance to individuals for: 

  • Meeting medical expenses during critical illnesses.
  • Educational needs for higher education in India and assistance for education-related travel overseas.

During 2014-15, the Trusts sanctioned Rs.362.16 million (US $ 5.84 million) towards medical grants, a 17 percent decrease over the amount sanctioned during 2013-14.
Medical

A medical emergency, for most families, causes tremendous emotional and financial stress. Escalating
hospitalization bills and medicine costs have rendered decent medical attention beyond the realm of even the middle class population of the country. Though medical insurance is becoming increasingly popular in India, it does not cover the entire cost of treatment, especially for cases such as cancer, heart ailments, cochlear implants and kidney diseases, etc. Charitable trusts and benevolent individuals have been the only recourse for these families to help them overcome their financial burden.

The Trusts are utilizing their spreading network of medical professionals and social workers at various prominent government, municipal, private and charitable hospitals within the country. During the year, a new link was formed with Indorewala ENT Hospital, Nasik, bringing the total number of such linkages to 38. All new linkages established by the Trusts are valid for a specific time period, post which a review is undertaken to decide on further action.

  No. of No Rs. %
  applications sanctioned in million*
Medical: Details of grants sanctioned from April 2014 to March 2015
Heart 532 280 37.18 10.26
Kidney 272 83 10.32 2.85
Cancer 765 381 91.79 25.35
Burns 27 8 2.68 0.74
Tuberculosis 13 9 0.79 0.22
Others 2,539 1,301 198.73 54.87
Cochlear Implant 134 89 20.67 5.71
Total 4,282 2,151 362.16 100.00
* The amount mentioned is for grants sanctioned and may vary from actual disbursals.